Buying your first home is exciting, nerve-wracking, and possibly the most adult thing you’ve ever done. But don’t worry—I’ve got your back! Here are the top 10 mistakes you definitely want to avoid:

1. House Hunting Before Getting Pre-Approved

Falling in love with a house before knowing what you can afford is like trying on wedding dresses before you're engaged. Heartbreak is inevitable.

2. Blowing Your Budget on the Mortgage Alone

Yes, you can technically afford that dream house, but can you also afford food? Utilities? A Netflix subscription to cope with buyer’s remorse? Factor in all the extra costs!

3. Ignoring the Inspection

“Oh, it looks fine.” Famous last words. That charming fixer-upper might be hiding more secrets than a reality TV star. Always, always get an inspection.

4. Not Shopping Around for a Mortgage

Taking the first mortgage offer you get is like marrying the first person you ever dated. Could work, but… probably not. Compare rates, terms, and lenders!

5. Underestimating Closing Costs

Surprise! That down payment isn’t the only pile of money you need. Closing costs can sneak up on you like a cat at 3 a.m.—and they will demand attention.

6. Buying Based on Emotion Alone

Yes, the breakfast nook is adorable, but do you really want to live an hour from work in a house that smells like mystery mildew? Stay logical!

7. Draining Your Savings for the Down Payment

Owning a home is great, but emergencies still exist. Keep some cash on hand so you're not eating ramen for six months when your water heater explodes.

8. Forgetting About Future Resale Value

That funky, one-bedroom house might seem quirky and unique, but if no one else wants it in five years, you’re stuck. Think long-term!

9. Opening New Lines of Credit Before Closing

Bought a house? Cool. But don’t go financing a new car or maxing out a credit card before closing, or your lender might say, “Yeah, never mind.”

10. Thinking You Can DIY Everything

Some projects are perfect for a weekend warrior. Others (like electrical work or plumbing) are perfect for… professionals. Save yourself the stress and potential electrocution.

Buying a home is a big deal, but with a little caution (and maybe a spreadsheet or two), you’ll avoid these pitfalls and find a place you love—without regrets. Happy house hunting! 🏡